A former NFL player who suffered what the league deemed a career-ending concussion has sued Lloyds of London for denying a $1 million insurance policy for professional athletes.The lawsuit filed this week in North Carolina could become a test case for insurers dealing with the emerging fallout from sports concussions and head trauma claims.The NFL declared former Carolina Panthers defensive back Haruki Nakamura fully and permanently disabled after the concussion he received in an August 2013 preseason game, and it awarded him monthly benefits.Lloyds medical expert nonetheless ruled, nearly 18 months after the claim was filed, that he could return to play. However, the doctor cautioned Nakamura to consider the probable long-term effects of repetitive concussions before making the decision, according to the suit, filed Monday in Mecklenburg County.Lizzie Lowe, a U.S. spokeswoman for Lloyds, said the insurance consortium doesnt comment on pending litigation.Nakamura, 30, said he suffers from headaches, vision problems, fatigue, depression and suicidal thoughts.He hit the side of his head making a tackle in a game against the Pittsburgh Steelers, and he was diagnosed with a concussion at a hospital. Citing a concussion, the Panthers released him five days later, the lawsuit said. He was later diagnosed with post-concussion syndrome by a sports concussion expert at the University of Pittsburgh.Nakamura had paid $17,000 a year for the Lloyds policy in 2012 and 2013, according to his lawyers, John W. Schryber and Julie L. Hammerman, who specialize in insurance policies for athletes. The policies are recommended for athletes who might not have a guaranteed salary and who can be cut after an injury. The lawyers said they have never had an insurer reject a policy after a doctor or the NFL judged a client to have a career-ending injury. But this is the first concussion claim they have filed under coverage for bodily injuries.And now theyre denying coverage altogether, Schryber said Wednesday. The point of going out and buying private insurance is to have a hedge against all of these other things that are outside of your control.Nakamura could potentially seek an award under the NFLs planned $1 billion court settlement of concussion claims, though its unclear how he might fare. The settlement, which could roll out within the next year, is designed to cover more than 20,000 NFL retirees for the next 65 years. The league estimates that 6,000 former players, or nearly 3 in 10, could develop Alzheimers disease or moderate dementia that some link to concussions.Nakamura, an Ohio native, played for the Baltimore Ravens from 2008 to 2011 before joining the Panthers. He lives with his wife and two children in Mooresville, North Carolina.Vapormax Clearance . And when it opened, every player was at his stall. Thats a sure sign that a team is in a slump and is searching for answers. "Its embarrassing to be at home and play the way we did," said defenceman Josh Gorges. Nike Vapormax Uk Sale . Scott Kazmir allowed four hits in seven shutout innings, Michael Brantley hit a two-run homer in a three-run first inning and the Indians maintained their hold on an AL wild-card spot with a 4-1 win over the Houston Astros on Saturday night. http://www.discountvapormaxuk.com/ . -- Vincent Lecavalier got everything but the desired result in his return to Tampa Bay. Nike Vapormax Sale . The head of USA Boxing came out swinging Tuesday with an open letter to Tyson -- a former Olympic hopeful himself -- that accuses the former heavyweight champion of trying to poach fighters who might be candidates for the U. Nike Vapormax Wholesale . Jay Feely kicked a 41-yard field goal in overtime, and the Cardinals edged the Tennessee Titans 37-34 in overtime after blowing a 17-point lead late in the fourth quarter.A model professional, the most hard working Ive ever known in cricket. Those the words of Nottinghamshire Director of Cricket Mick Newell following James Taylors retirement.As such, it is perhaps little surprise that Taylor was able to fit so much into a career that ultimately spanned just eight years.Indeed, in that time, Taylor did enough to ensure that his absence will be sorely felt, both by England and on the county circuit. Here we look at a few of the moments that helped to shape his career… Watch Taylors interview with Sky Sports Ian Ward On DemandSurrey v Leicestershire, County Championship - August 3, 2009He made his debut the previous year but it wasnt until the summer of 2009, at the age of 19, that Taylor really announced himself. The then Leicestershire batsman scored an impressive 1207 first class runs across the season, hitting three centuries and six 50s at an average of 57.47. Taylor hit an unbeaten 207 for Leicestershire at the Oval However, it was one innings in particular that really caught the eye. Taylors remarkable 207 not out against Surrey at the Oval was not only the highest score by a Leicestershire player for 11 years but also made him the countys youngest ever double centurion.England v South Africa, Test series - summer 2012Three years on and having made the move to Nottinghamshire, Taylor was called up to the England Test squad and made his debut in the second Test against South Africa at Headingley. Taylor shared a century partnership with Pietersen on debut but didnt last long in the Test side Despite scoring a useful 34 in a partnership of 147 with Kevin Pietersen, as the match finished in a draw, Taylor was dropped having struggled in the following Test at Lords. He was subsequently criticised by Pietersen, who questioned whether he was up for it against a ferocious Proteas bowling attack.Sri Lanka v England, 4th ODI - December 7, 2014Two years in the international wilderness followed for Taylor, despite his continued success in county cricket. However, after averaging 88 in domestic one-day cricket in 2014, the England selectors could ignore him no longer and the diminutive batsman was selected for the ODI series in Sri Lanka that winter. Taylor hit fifty on his long-awaited ODI debut for England Having been left out for the first three games, Taylor came into the side for the fourth ODI, in Colombo, and soon went about making up for lost time. Batting at no 3, Taylor arrived at the crease in just the second over and had made an important knock of 90 by the time he departed in the 35th. England eventually lost the match but Titch did enough to prove he had what it took to make it at international level.Sussex v Nottinghamshire, County Championship - July 20, 2015With a place in the ODI team secured, Taylors next challenge was to show that he was ready to step up to international level in the longer form of the game. In the summer of 2015 he did just that, again scoring over 1000 first class runs, at an average of 51.33. Taylor hit a first class best of 291 against Sussex last summer Once more though, it was a single innings that really hammered home what he was capable of.dddddddddddd Indeed, heading into the match with Sussex, in 16 innings Taylor had a top score of just 61 for the season and an average of 29.291 runs later and those figures looked significantly healthier. It was a stunning innings in which Sussex were never given a sniff of a chance and a record breaking one to boot - it was the highest score by a Notts player for 76 years, their highest ever individual score against Sussex, their fourth highest of all time and a new ground record.England v Australia, 3rd ODI - September 8, 2015Despite having established his place in the side, Taylor was still without an ODI century going into the series with Australia. With England 2-0 down going into the 3rd ODI at Old Trafford, he picked the perfect time to change that. A pick of the action from Englands innings in the 3rd ODI at Old Trafford It was a stubborn, steady innings from Taylor and he managed just a single boundary on his way to 50 before pushing on as the innings progressed, reaching his ton in the penultimate over, and helping England reach 300. It proved more than enough as they bowled Australia out for 207 to keep the series alive.South Africa v England, Test series - December-January 2015/16After winning back a place in the Test side for the final Test against Pakistan in the autumn of 2015 - and scoring a Test best 76 - Taylor kept his place for the four-match series in South Africa. Watch this sensational catch at short leg by Taylor to get rid of Hashim Amla A battling knock of 70 in the first Test helped provide the base for a comprehensive 271-run victory in Durban. He was unable to maintain that form with the bat for the rest of the series but he continued to contribute, taking two stunning catches at short leg in the third Test at the Wanderers as England claimed a series-clinching win.Also See:Taylor forced to retireTaylor robbed of peak years ' ' '