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In a recent discussion regarding Social Security I was reviewing my position about the original intent of Social Security providing a form of insurance for those who outlive their life expectancy. If the government had continued with this original intent the current age for receiving Social Security benefits would be a little over 77 years old. The person I was talking to was over 65 and currently receiving a monthly check from the SSA. He also has over $1 million in assets. I postulated the idea that perhaps Social Security should be means tested Authentic Jake Rudock Jersey , like the welfare system. Using over the top examples like Warren Buffet, I demonstrated that there are people in this country who simply do not need this type of assistance.


However Authentic Dwayne Allen Jersey , in the midst of this discussion I realized that there might actually be another reason why Social Security cannot be denigrated to the realms of social welfare. Pride. Many of the people who need the money the most would be too proud to ask for it if it were not an age based right. If it were a means tested benefit, it is likely that some would prefer to do without than to publicly admit that they cannot care for themselves.


Another problem that came to my mind as soon as this thought had ended was the reality of voter apathy in America today. National turnout for the 2004 election was around 63.8% including a 71.8% turnout from those 55 years and older Authentic Tank Carradine Jersey , but only a 46.7% turnout for those 18-24 years of age. If you are a reasonable politician running for office, who are you going to cater your message and actions to voters or nonvoters? Of course the voters win on this point so it seems that adding benefits to Social Security or Medicare come up in Congress whenever an election draws near. You rarely hear talk about streamlining our obligations to retirees to make them more realistic and economically feasible.


Another crucial facet of this political game must include the voice of lobbyists on capital hill. The AARP is one of the most powerful lobbying organizations on capital hill; it has more than 35 million members making it the second largest organization in America after the Catholic Church. When a group like this opposes Social Security reform Authentic Eric Rowe Jersey , legislators sit up and listen to what it has to say.


The younger people in this country have not formed a coalition like the AARP to pressure legislators into seeing things their way. If the people under 55 banded together and voted the same way that the people over 55 do, I think we would see a vast difference in political discussion across the nation and especially in Washington.

There are about 6 million car wrecks or accidents that happen each year. Not all of those include injuries though. Most just involve cars getting damaged. Every American that drives should know how to handle things if an accidents occurs.

Of course before anything else is covered lets say that no one in an accident should ever leave the site of the accident. You can pull over to get out of traffic if you are able though. So remember this above everything because you can get in a lot of trouble with the law for hit-and-run accidents.

The first thing to do on the scene is to see if anyone has injuries. In the even that everyone is alright proceed to call the police so that they can make their necessary reports. But if someone is hurt call 911 instead to get an ambulance. Only move the injured person if they are in danger of being hurt more by staying in the car.

If the other driver is able Authentic Ryan Fitzpatrick Jersey , get all their insurance information and their contact information. Also see if any witnesses are there and get their contact information. Also ask them if they are willing to testify to what they saw.

After this you need to wait for the police to come to make a report. While you are waiting if you have a camera or cell phone take some pictures. Pictures are great for your accident claim to the insurance company.

You may think about calling your insurance company while you wait for the police too. They like to know these things right away. They can tell you how to do the claim procedure. The claim process is a bit different with all companies.

Make a written record of what happened while it is fresh in your mind. You will need it when answering questions about the crash. The insurance companies will be calling you for your version of the accident.

Now you may wonder if your car is totaled how insurance companies figure the value of the car. Well the car insurance company takes into consideration the age of the car and the replacement value of the car. The insurance company also takes into account how much it would take to fix the car. Hopefully the figure the company comes up with will be enough. It is usually somewhere between 51 and 90 percent of the car's worth.

If you don't agree with the figure that you get quoted try negotiating a better settlement. Sometimes you can talk them higher. But many times this can be hard, but don't give up without a fight.

If someone gets hurt in the car accident though the claims will also involve medical payments and possibly a lawsuit. This is why it is so important for you to insure yourself enough for protection. If you get sued and have enough insurance then it is the insurance that pays Authentic Josh Rosen Jersey , not you personally.

If you have questions about your rights call a local injury lawyer. Most give free consultations. Even if you don't have a case they accept, the advice they give can prove very useful.Tasty and healthy pet sweet potato chews by chew factory

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